Normally, your benefit elections remain in effect from January 1 through December 31, and you may only make changes during Annual Enrollment. However, if you experience a qualifying life/employment status change during the year, you may be able to change some of your benefit elections.
You must make any eligible changes within 31 days after the event, or wait until the next Annual Enrollment period.
What's a qualifying status change?
|Qualifying Life Event Changes||Qualifying Employment Status Changes|
|You can make modifications to your benefit elections within 31 days following the date a life event change occurs, such as:
||You can make modifications to your benefit elections within 31 days of your eligibility date if you:
You must make any life event or employment status changes within 31 days of the event, or you'll have to wait until the next Annual Enrollment period. Changes are not automatic—in other words, the birth of a baby does not automatically enroll the child under your coverage.
Changing your coverage
Any change in benefits must be consistent with the type of status change event. If the change does not in any way impact your benefit coverage or your ability to pay for it, then it cannot be used to justify a change.
Note: If your benefit change results in increased coverage (for example, changing from single to family medical coverage), a back charge may be deducted from your pay to cover the new premium rate.
Making a change to your benefits
Having a baby?
If you, your spouse or your domestic partner enrolls in the Company medical plan, you are eligible for telephonic education and support programs during your pregnancy. There is no cost to you, and all calls are strictly confidential.
Just contact your carrier, and a maternity nurse specialist will get you started right away. Throughout your pregnancy, the specialist will work with you to help make your pregnancy go smoother and assist you in having a healthy baby.
- Detailed health and lifestyle assessment
- Facts about pregnancy and birth
- Personalized counseling
- Individualized educational materials
- Help in choosing a doctor, midwife or pediatric caregiver, if necessary
- Helpline available 24 hours a day
Covering your dependents
Make sure you know whom you can cover. If you're adding a dependent, see what you'll need to verify eligibility. Plus, the ACA requires us to provide your dependents' Social Security numbers.