2016 Medical

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This is where you’ll find everything you need to know about your 2016 medical benefits:

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Use your online tools

Our health plan carriers have a number of powerful tools to help you choose and use your benefits. Check them out.

Changes for 2016

FSA contribution limit increases

The health care flexible spending account (FSA) contribution limit is increasing to $2,550, so you can save even more on taxes in 2016. Remember, you must re-enroll in the Health Care and Dependent Daycare FSAs each year during annual enrollment.

A new tax form

As required by the Affordable Care Act (ACA), if you are enrolled in a DICK’S Sporting Goods medical plan, you will receive a copy of IRS Form 1095-C in early 2016. It includes information you will need for filing your 2015 income taxes.

New premium rates

The cost of health care continues to rise each year. That means the amount deducted from your pay will increase for 2016. Choosing the Aetna or Highmark BCBS network will not affect your premium cost (for example, the premium for PPO1 is the same whether you choose the Aetna or Highmark BCBS network).

Prescription drug coverage

If you enroll in any of our medical plans, Express Scripts will provide your prescription drug benefits. This means:

      • You’ll get an ID card from Express Scripts that you’ll use only for prescriptions.
      • There will now be only one formulary (the list of generic and brand name drugs covered by your pharmacy benefits). That’s important if you switch medical plans in the future.
      • Express Scripts will make sure you’re getting the most effective and safe medications for your condition. They’ll contact you or your doctor if they see something that requires attention.

Express Scripts offers savings at thousands of participating retail pharmacies throughout the country and through mail order. To make sure your local pharmacy is part of the Express Scripts network and to see if your medication is on the formulary, visit the Express Scripts website. For answers to questions frequently asked about Express Scripts services, click here.

Covering your dependents

Make sure you know who you can cover. If you are adding dependents, you will need to verify eligibility. Learn more about covering dependents and information you need to verify eligibility.

Important information about covering your domestic partner

You can cover your qualified same- or opposite-sex domestic partner and their children under your medical, dental, vision, and dependent life benefits. There are some specific rules about eligibility.
Get the details.

Important Note: Federal tax laws apply differently to domestic partners than to legal spouses. Your contributions for coverage of your domestic partner (and his or her children) will be deducted on a post-tax basis. In addition, the value of that coverage must be reported to and taxed by the IRS as regular income. This is known as “imputed income.” State tax laws vary. You should check with a tax advisor before deciding.

Medical plan options

Each has a different deductible, out-of-pocket maximum, and cost per paycheck. Learn more.

Compare your medical options

Do a quick comparison of the 2016 medical plans side-by-side.

Another way to look at it. . .

Consider the worst case scenario under all three plans. Read this to see how your out-of-pocket costs would compare.

One more thing. . .

Check out your vendors’ handy tools to help you estimate your expenses and more!

Know the rules: HRAs and FSAs

Read this if you’re enrolled in PPO1 and the Health Care FSA.

Preventive Care… Are you as healthy as you feel?

The fact is, if you haven’t had a biometric screening and annual physical, you can’t know for sure. By taking advantage of free preventive care, you can save time, money… and even your life.

Check out the Archive

Remember all those newsletters we sent? The ones you thought you’d read later? Well, now it’s later. And they’re all in one place for you.

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